Hello, I'm Tom K.

I specialize in Regulatory Compliance​,​ Enterprise Risk Management​,​ Frameworks​,​ and Strategy. I have over 30 years of experience in the financial services industry​,​ serving a diverse portfolio of domestic and global clients in both an audit as well as compliance role. I hold the prestigious Certified Regulatory Compliance Manager (CRCM) designation from the American Bankers Association​,​ as well as a Six Sigma Yellow Belt Certification​,​ demonstrating my proficiency and excellence in the field. My expertise covers the entire compliance spectrum​,​ from Deposits​,​ FDICIA​,​ Card​,​ Mortgage​,​ Complaints​,​ and Issues Management​,​ to Risk identification​,​ evaluation and validation​,​ and Control attestation​,​ evaluation​,​ and design. I have created a program to assist clients approaching the critical $10 billion in assets threshold​,​ navigating the transition from FDIC regulation to CFPB oversight. I also add value by joining the Risk Team on projects that are vital to the organization's success. My goal is to help clients prepare for examinations​,​ optimize processes​,​ and ensure compliance​,​ leveraging my knowledge and practical insights.