Hello, I'm CM Langa.
As an attorney with over 12 years of experience, I have developed a comprehensive skill set in corporate and regulatory compliance (AML/BSA), banking, fintech, contracts, non-profit, construction, and real estate development. Over the course of my career, I have gained extensive expertise overseeing diverse organizational functions, allowing me to evaluate issues from both a legal-compliance perspective and a strategic, business-driven lens. This unique approach enables me to drive enterprise growth and operational efficiency while upholding the highest standards.
Details
- Number of Years Experience10-15 years
- Education LevelMasters
Current/ Latest Job title
Head of Legal & Compliance, BSA/AML Officer
Current Employer / Company
Pana Finance
Professional Membership / Certification
NY and MA license to practice law
Areas of Interest
• Regulatory Compliance: AML/BSA, OFAC, UDAAP, Reg E, Fintech, Banking, payments & remittances; internal policies and procedures; regulatory change management and audits. • Corporate Compliance: Whistleblower programs, sexual harassment policies, employee handbooks, personnel compliance. • Contracts & Transactions: Drafting, negotiating, and reviewing a broad range of agreements, including Banking Services, Cardholder agreement, terms of services, privacy policies, SaaS, NDAs, MSAs, profit participation agreements, leases, acquisitions, vendor agreements, commercial loans, design & build, distribution, SOWs, WOs, and RFPs. • Risk Management & Governance: Policy drafting, implementation, third-party/vendor due diligence, risk assessments, regulatory reporting, and compliance training. • Product & Commercial Counsel: Partnering cross-functionally with engineering, marketing, and product teams to ensure compliance in product development, legal risk mitigation, go-to-market strategies, and process automation. • Real Estate & Construction: Investor relations, handling bank relationships and communications, negotiating and reviewing loan documents (including mortgages), zoning reviews, commercial transactions, and liaising with outside counsel on litigation strategy.